St. Clair Shores Personal Injury Attorney Discusses Auto Accidents
Hi my name is Jim McKenna, I’m an personal injury attorney here with Thomas, Garvey and Garvey located in St. Clair Shores. We’re a personal injury plantiffs practice. We represent exclusively people who have been injured as a result of accidents, slip and falls, but I want to talk to you a little bit today about a topic that is in the news with the State legislature proposing changes and that is Michigan’s No fault personal injury protection liability coverage, typically refers to as PIP, P, I, P. So when you get into an automobile accident and you have bills you have wage loss. You have to pay people to do things for you. These economic type claims are called personal injury protection claims, and what I want to talk to you about is the proper method for you to seek compensation.
Nobody wants to be victimized a second time following an automobile accident. In order for you to be sure that you get all of the benefits that you’re entitled to, it’s necessary that you talk to attorneys that understand what all of those benefits are. Not just knowing the benefits. But knowing what the insurance companies will do in response to your claim is extremely important from the get-go. More and more, court of appeals and Supreme Court opinions in this state that come down are limiting benefits for claimants who have been seriously injured in an accident. What’s important for you to understand is at the beginning of your claim, you need to have an attorney. Years passed, people may have said I’m not that kind of person, I don’t file claims, I’m not sure I want to have a lawyer. It is extremely important that you have an injury attorney explaining to you what your benefits are because there are very, very short periods of time, limitation periods that will preclude you from getting compensation.
In a Michigan No Fault claim the one year back rule, is a rule that says that if you have a claim and you don’t submit this claim within a year from the date that you incurred the expense for the medical bills or wage loss replacement services, medical mileage, the insurance company won’t have to pay it. They are not obligated by law, to tell you what benefits that you’re entitled to, without you making a claim. So you must make that claim to them within one year.
St. Clair Shores Personal Injury Attorney Discusses Auto Accidents
In order for you to understand how to get these benefits paid you need to have our experience, our knowledge on how the insurance company looks at these claims. If you’ve been in an accident and you don’t want to be victimized by your own insurance company a second time, give us a call, 586-779-7814 and we will put our wealth of experience with these to benefit for you. Thank you.
